Category: Entrepreurship and Disabilities (Page 1 of 2)

Financial Hardship Impact On Mental Health

April 18, 2023 / EDITOR / 1 Comment

Financial Hardship Impact On Mental Health

Financial hardship can have a significant impact on mental health. Financial stressors can cause anxiety, depression, and a range of other mental health issues. Financial challenges can impact all areas of life, including personal relationships, job performance, and overall well-being.

Financial hardship is defined as a situation in which an individual or family is struggling to make ends meet. This may be due to job loss, unexpected expenses, or mounting debt. Whatever the cause, financial hardship can take a significant toll on mental health. The stress of worrying about how to pay bills or provide for one’s family can lead to anxiety and depression. These mental health issues can be compounded by the stigma and shame that often comes with financial struggles.

The link between financial hardship and mental health is well-established. A study by the American Psychological Association found that people with low incomes are more likely to experience mental health issues than those with higher incomes. The same study also found that people with financial stress are more likely to report physical health problems.

The impact of financial hardship on mental health is not limited to those with low incomes. Even individuals with higher incomes may experience financial challenges that lead to mental health issues. For example, someone who loses a high-paying job may struggle to adjust to a lower income and may experience anxiety and depression as a result.

Managing the stress that comes with financial challenges is critical to maintaining mental health. There are several steps that individuals can take to manage their stress and protect their mental health during times of financial hardship. The first step is to acknowledge the problem and seek help if needed. This may involve reaching out to a financial advisor or therapist who can provide support and guidance.

Other steps that can help manage the stress of financial hardship include creating a budget, reducing expenses, and seeking financial assistance if needed. Taking care of one’s physical health is also essential. Exercise, healthy eating, and getting enough sleep can all help reduce stress and improve mental health.

Finally, it is important to remember that financial challenges are a common experience. There is no shame in struggling to make ends meet, and seeking help is a sign of strength, not weakness. By taking steps to manage stress and protect mental health, individuals can weather financial challenges and emerge stronger and more resilient.

Financial hardship can have a significant impact on mental health. The stress of worrying about finances can lead to anxiety, depression, and other mental health issues. However, by acknowledging the problem, seeking help, and taking steps to manage stress, individuals can protect their mental health during times of financial hardship. Remember, financial challenges are a common experience, and seeking help is a sign of strength, not weakness.

How your landlord can cause you emotional distress with rent increases

As a tenant, paying rent is a necessary and often stressful part of the rental process. While rent increases are a common occurrence in the rental market, they can cause emotional distress for tenants. Unfortunately, some landlords may intentionally or unintentionally cause emotional distress through rent increases. Here’s how landlords can cause emotional distress with rent increases, and what tenants can do about it.

Firstly, landlords may suddenly increase the rent without providing adequate notice or explanation. This can lead to a feeling of uncertainty and anxiety for tenants, who may worry about their ability to afford the new rent. In some cases, tenants may also feel betrayed by their landlords, especially if they have had a good relationship up until this point.

Another way landlords can cause emotional distress with rent increases is by raising the rent to an unaffordable level. This can be especially devastating for low-income tenants who are already struggling to make ends meet. Rent increases that force tenants to choose between paying rent and buying groceries or paying other bills can lead to feelings of hopelessness and despair.

Landlords can also cause emotional distress by being unresponsive to tenant concerns about rent increases. When tenants reach out to their landlords with questions or concerns about rent increases, they may feel ignored or dismissed. This can lead to feelings of frustration, anger, and powerlessness.

So, what can tenants do to cope with rent increases and prevent emotional distress? Here are a few tips:

Stay informed: Keep up-to-date with your local rental market and rent control laws. Knowing your rights as a tenant can help you better navigate rent increases and protect yourself from unfair treatment.
Communicate with your landlord: If you have concerns about a rent increase, talk to your landlord about it. Be clear and respectful about your concerns, and ask for an explanation of the rent increase. If your landlord is unresponsive or dismissive, consider reaching out to a tenant advocacy group for support.
Budget carefully: If your rent increases, take some time to re-evaluate your budget and adjust your spending accordingly. Look for areas where you can cut back on expenses and save money.
Consider moving: If the rent increase is too much for you to afford, consider moving to a more affordable rental property. Be sure to give your landlord adequate notice and follow the terms of your lease.

Rent increases can cause emotional distress for tenants, especially if they are sudden, unaffordable, or unresponsive. Tenants can protect themselves by staying informed, communicating with their landlords, budgeting carefully, and considering moving if necessary. Remember that you have rights as a tenant, and you deserve to be treated with respect and fairness by your landlord.

Suing someone for emotional distress

Suing someone for emotional distress is a legal action that allows an individual to seek compensation for the mental and emotional harm caused by the actions of another person. Emotional distress can be a severe and debilitating condition that affects an individual’s daily life and ability to function normally. The legal system recognizes the seriousness of emotional distress and provides an avenue for individuals to seek redress for the harm caused by another.

Emotional distress can arise from a wide range of situations. For example, it can result from the intentional actions of another person, such as harassment or abuse, or it can result from negligent actions, such as a car accident or medical malpractice. Emotional distress can also be a byproduct of a traumatic event, such as a natural disaster, terrorist attack, or crime.

To successfully sue someone for emotional distress, the plaintiff must prove that the defendant’s actions caused emotional harm. This can be a challenging task, as emotional distress is often difficult to quantify and prove. The plaintiff must also demonstrate that the emotional distress was severe enough to warrant compensation.

To prove emotional distress, the plaintiff must provide evidence of the harm caused by the defendant’s actions. This can include medical records, witness testimony, and expert testimony from mental health professionals. The plaintiff may also need to demonstrate that they have suffered financial losses as a result of the emotional distress, such as lost wages or medical expenses.

If the plaintiff is successful in proving their case, they may be entitled to compensation for their emotional distress. This can include damages for pain and suffering, loss of enjoyment of life, and medical expenses. The amount of compensation awarded will depend on the severity of the emotional distress and the extent of the harm caused by the defendant’s actions.

It is essential to note that emotional distress lawsuits can be complex and challenging to navigate. It is always recommended to seek the assistance of an experienced attorney to guide you through the legal process. A qualified attorney can help you gather the necessary evidence, build a strong case, and negotiate a fair settlement on your behalf.

Editors Notes:

Suing someone for emotional distress is a serious matter that should not be taken lightly. Emotional distress can have a significant impact on an individual’s life and well-being. If you have been the victim of emotional distress, you have the right to seek compensation for the harm caused by another person’s actions. With the help of an experienced attorney/solicitor, you can navigate the legal system and obtain the justice you deserve.

Finding free or affordable legal help – Citizens Advice

Exceptional Case Funding – Public Law Project

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#costofliving #financialharship #lowincome #disabledentrepreneurs #emotionaldistresss #anxiety #depression #stress #insomnia #suicide

Coping With Rejection

April 6, 2023 / EDITOR / 0 Comments

Coping With Rejection

I suffer from cognitive impairment and when I received an email from a famous mental health magazine at first, I thought they had accepted my submission, however, in reality, they said they had received my pitch, not that they had accepted it.

A couple of hours go by and I get a second email saying they had declined my submission, my heart sank as I read the email although I should be flattered that they think my proposal was aimed at professionals rather than the general public. I do not sway much with my writing, so I believe my writing is of a high standard.

I did not actually give a proposal I just cited three articles I have published on this site.

Rejection Email

Remove Negativity

I have proceeded to remove any backlinks I have for this magazine, because if they do not support me why should I support them? I have redacted their name so that I do not give them any publicity.

Coping with rejection as an entrepreneur

Being an entrepreneur can be a rollercoaster ride of highs and lows. One of the most challenging aspects of being an entrepreneur is coping with rejection. Whether it’s a pitch to an investor that falls flat, a sales call that doesn’t lead to a sale or a product launch that doesn’t go as planned, rejection can be difficult to handle. However, rejection is a natural part of the entrepreneurial journey, and it’s important to learn how to cope with it in a healthy way. In this article, we’ll explore some tips for coping with rejection as an entrepreneur.

Reframe rejection as a learning opportunity

The first step in coping with rejection is to reframe it as a learning opportunity. Instead of seeing rejection as a personal failure, try to view it as a chance to learn and improve. Ask yourself questions like, “What could I have done differently?” or “What can I learn from this experience?” By approaching rejection with a growth mindset, you can turn it into a positive experience that helps you grow as an entrepreneur.

Practice self-compassion

Entrepreneurship can be a tough and lonely road, and rejection can take a toll on your self-esteem. It’s important to practice self-compassion and treat yourself with kindness and understanding. Recognize that rejection is a normal part of the entrepreneurial journey and that it doesn’t define your worth as a person or an entrepreneur. Be gentle with yourself and take time to do things that make you feel good, like exercise, spend time with loved ones, or engage in a hobby.

Seek support from others

Don’t be afraid to reach out for support from others when coping with rejection. Whether it’s a trusted mentor, a supportive friend, or a business coach, having someone to talk to can help you process your emotions and gain perspective. Surround yourself with people who believe in you and your vision, and who can offer encouragement and support during challenging times.

Take action

After experiencing rejection, it’s important to take action and keep moving forward. Don’t dwell on the rejection or let it hold you back. Instead, use it as motivation to improve and keep pushing forward. Take action on the feedback you received and use it to make improvements to your pitch, product, or approach. Remember that rejection is not the end of the road, but rather a bump in the road on your entrepreneurial journey.

Keep things in perspective

Finally, it’s important to keep things in perspective when coping with rejection. Remember that rejection is a natural part of the entrepreneurial journey and that it doesn’t define your success or your future as an entrepreneur. Keep your eye on the big picture and focus on your long-term goals, rather than getting bogged down by short-term setbacks.

Conclusion

Coping with rejection as an entrepreneur is never easy, but it’s an important skill to develop. By reframing rejection as a learning opportunity, practicing self-compassion, seeking support from others, taking action, and keeping things in perspective, you can navigate the ups and downs of entrepreneurship with resilience and grace. Remember that rejection is not a reflection of your worth as a person or an entrepreneur, but rather an opportunity to grow and improve. Keep pushing forward and stay focused on your vision, and success will follow.

Rejection can cause anxiety and depression and can lead to procrastination as well as imposter syndrome. In order to combat this one needs to rewire our thoughts into positive thinking. Never let anything get to you. Do not dwell on why it happened, instead move quickly on to something else, the lesson learned is (in my case) that it is their loss because now they have lost a whole bunch of backlinks, which are like gold dust in the digital marketing world of search engine optimization.

“Build your own kingdom and be the king/queen of your own castle”.

If you found my writing helpful and want similar content on your site just drop me a message via our online form below.

#rejection #undertandingbehaviour #entepreneurs #anxiety #stress #depression #coping #contentwriting #digitalmarketing #backlinks

Mentally Disabled Are Being Forced to Work – Instead Start a Business Today!

October 10, 2022 / EDITOR / 0 Comments

Mentally Disabled Are Being Forced to Work – Instead Start a Business Today!

The DWP went from an assessment system that somewhat fairly assessed fitness to work using a doctor and other professional consultants, with information taken from relevant sources to support the claim, to a system that mostly uses random questionable people with minimal health qualifications assessing with the aid of a computer-based system deliberately designed to find faults thus making people fit to work. The result: people have committed suicide. Tens of thousands of people have died after being declared ‘fit for work. Hundreds of thousands are being plunged into deeper poverty. Foodbank use has increased by at least 2000% since 2009/10. Many people’s mental and physical health conditions have worsened as a direct result of the tests and the cuts. The DWP are finding any excuse however flimsy to sanction people; limiting or cutting altogether their only source of income for week, months, or even years. People have been admitted to hospitals that are already short-staffed and overrun because people are going hungry and becoming malnourished. People have died of hunger. The sick and disabled are being exploited as cheap labor, and are clearly regarded as ‘2nd class citizens’ by leading figures in the DWP including Secretary of State for Work and Pensions Iain Duncan Smith (IDS) and Lord David Freud. And the DWP is being investigated by the United Nations.

FURTHER READING: Ministers launch back to work drive for people signed off with mental health problems AND https://www.kentlive.news/news/cost-of-living/charities-warn-cruel-dwp-sanctions-7472341

Become Your Own Boss!

The horrifying truth is DWP is going to be forcing people with Mental Health Disabilities back to work. However, there is a solution to every problem.

In the event, this starts to unfold and where you may have to go to endless job interviews, meet with job advisors, etc, you could start your own business, thus eliminating all the stress and anxiety.

You could essentially become your own boss, a sole trader, but I recommend starting small and expanding steadily.

It is not hard to set up a business but you must have a plan and things you may not necessarily know but need to know, you can learn online. Besides we can advise you should you need our support.

What You Will Need!

Decide on what your business is going to be about (everyone has an interest, something they enjoy doing, turn that into a business)
Have a business plan
Profit Loss forecast
Have knowledge of book-keeping
Secure a domain name as you will need a website
Design a Logo
Inform DWP if you are on benefits that your circumstances have changed, you will also have to fill in a Housing Benefit renewal form each year showing copies of all your accounts, including statements, invoices, working out spreadsheets
Inform HMRC that you have started a business. You will have to submit a self-assessment form each year with online accounts to be submitted by the 31st of January of each year, however, to renew tax credits, you must submit your application by 31 July
Apply for working tax credits
Start keeping a record of all your money coming in and out
Keep your personal expenses separate from your business
Get a business bank account
Learn about social media marketing and advertising, content writing, and backlinks
Grow a network of connections, the best place to start is on LinkedIn
Secure a Facebook Page with the same name as your domain name (try to have a keyword in the domain and FB page)
Now get hustling!

Opening A Business Bank Account

Need a helping hand we can build a website/blog for you. We will do search engine optimization, write content, market, and advertise your business across our social media link wheel of websites, blogs, social media pages, and groups as well as our connections.

Everyone has some sort of interest whether it is a sport, health, cooking, or gardening there is a multitude of things you can do, from selling, teaching, or creating.

Imagine not having to answer to anyone or have anyone tell you what to do. Imagine not having to book sick days off. There is absolutely no reason why you cannot work for yourself. You will never have to leave your comfort zone again.

Obviously, self-employment is not for everyone and we all need a guaranteed wage but there are always working tax credits to fall back on:

Working Tax Credits – Average Amount Of Entitlement.

Websites, Blogs, and Domain Names.

If you feel you can build a website yourself check out these guys.

UK Website Designers

Alternatively, you can leave it all for us to do with blogs starting from £35.00 per month and websites from £55.00 We will even give you a head start:

Domain Names

When choosing your brand name domain name consider also buying a secondary domain with an exact match searchable keyword or phrase. You should also try and build an SEO link wheel. https://ukdomainbrokers.ukwebsitedesigners.co.uk/setting-up-wordpress-blog-ultimate-guide/

We will give you a free previously unregistered domain that is not on our books. The domains on www.ukdomainbrokers.com are being brokered on behalf of other domain investors. However, do check out some really useful articles and resources to help you get your business off to a running start.

FINAL NOTE FROM THE EDITOR.

Reading between the lines the UK government is in debt and needs to get the economy rolling again. Where they can sanction (force people to work) they will. They will use every trick in the book to find ways to take from the poor and give to the rich. Remember the government sees disabled people as a burden on their purse strings, so we have to stand our ground and fight for our rights and not give in to intimidation, humiliation, discrimination, and bullying.

#selfemployed #selfemployment #startingabusiness #business #disabled #disabilities #mentalhealth #dwp #disabledentrepreneur

Cost Of Living And The Impact On Struggling Low Income Families & Entrepreneurs.

May 18, 2022 / EDITOR / 1 Comment

**DISABILITY UK – DISABLED ENTREPRENEUR**

Cost of Living And The Impact On Struggling Low-Income Families & Entrepreneurs.

Content:

In The News.
Average UK Salary & Overheads.
Self Employed On A Low Income.
Reasons Why Rachel Mclean Minister Does Not Have A Clue.
Mental Health & Low-Income Families.
Mental Health.
Suicide Due to Cost Of Living.
The Government, Brexit, Deficit Spending and Debt Ceiling.
The Hidden Secrets Of Money – Mike Maloney.
Financial Difficulty.
Useful Links.
Final Thoughts From The Editor.
About The Author.
Possible Solutions – Start A Business.
Start A Second Income – Start a Business.
Disability Support.

In The News.

According to Rachel Mclean Minister stated people struggling with bills should ‘work more hours or move to better-paid job’.

Ms. Maclean said: “Over the long term we need to have a plan to grow the economy and make sure that people are able to protect themselves better – whether that is by taking on more hours or moving to a better-paid job and these are long-term actions but that’s what we’re focused on as a government.”

https://inews.co.uk/news/ost-of-living-minister-rachel-maclean-struggling-bills-work-more-hours-better-paid-job-1631987

https://www.bbc.co.uk/news/uk-england-hereford-worcester-61478541

Firstly not all employers have the budgets to give extra hours.

Secondly, if it was so easy to get a job everyone would be doing it and we would not have so many people unemployed.

Thirdly the average salary for the average U.K. full-time worker as reported by the ONS equates to £31,772 over the year. However this may be an average yet there are many jobs that pay the National Minimum Wage based on 40 hours working week at the national minimum wage of for example £9.18, which equates to £17,625 before tax and NI.

https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/earningsandworkinghours

	23 and over	21 to 22	18 to 20	Under 18	Apprentice
April 2022	£9.50	£9.18	£6.83	£4.81	£4.81

National Minimum Wage.

AVERAGE UK SALARY & OVERHEADS

🏠Rent/mortgage payment – £1,060

⚡️The average energy bill in 2021 was £95 per month but, based on our average family using an average amount of energy, this will rise to £153 per month.

📈Council tax payment – £189

💧 £56 for water.

💻Broadband inc television and landline average £80 per month.

📱Phone bills are £45.00 per month each.

🚝 Average commute would cost them £288 per month.

👨‍👩‍👧‍👦 Childcare costs have risen to £1303 with one child in nursery full time and the other in breakfast club.

🥘Feeding the family costs on average £424 a month.

Total Overheads: £3,598 x 12 month = £43,176.

Credit: Claire Wilson Recruitment and Careers Qualified Journalist | Early careers expert at Prospects, the UK’s No 1 graduate careers website|

SELF EMPLOYED ON A LOW INCOME:

Generate Instant Publicity! 24-7PressRelease.com

The Self Employed With a Handful of Jobs With Zero Profit:

Incomings (Excluding Business Overheads) Per Month:

£00.00 Business Profit

£590 Housing Benefit

£400 Working Tax Credits

£240 Personal Independence Payment

Total £1230

Outgoings Per Month:

£655 Rent

£262 Utility Bills (Water. Gas Elec)

£80 Telephone & Broadband (Without Broadband I cannot work)

£200 Food

£91 Insurance

Total Per Month £1288 (Do The Maths).

Reasons Why Rachel Mclean Minister Does Not Have A Clue:

Getting another job may be in breach of the contract of the current employer.
Tax Implications.
The unemployed who cannot find work (so how is someone in employment going to find work so easily?
People with disabilities who cannot work? How are they supposed to live?
Disabled People in Employment? Disabled people find it more difficult to get work because even though we are supposed to live in a non-discrimination society, a person for example with OCD who has to wear latex gloves to touch things won’t be hired to represent a brand on a high street shop or may feel uncomfortable working in an office environment being the odd one out. Ask yourself this question how many people do you see working who have wheelchairs? Businesses with no wheelchair access are not going to go out of their way to build ramps and fit disability equipment unless that person they were hiring was worth more than his/her weight in gold.
Self Employed on low incomes as they struggle to get more business?
People with children, so are you supposed to get a second job so that you can pay for childcare to look after your kids whilst you are at work? (getting a stranger to bring your child up, I have never got my head around this unless you earn a lot of money and your career is very important to you).
Not all households have two incomes some people live on their own and only have one income.

Mental Health and Low-Income Families.

This affecting people’s mental health with the Governments and the Banks playing God with your prosperity? Lee Anderson, Conservative MP for Ashfield, said in the House of Commons that meals could be cooked for as little as 30p a day. (You can’t even buy ramen noodles for 30p) I suppose if you had eggs and toast or jam sandwiches every day that may bring the shopping bill down, but who wants to eat toast and eggs every day?

Let’s be hypothetical here:

2 Dozen Eggs: £4.00

2 Loaves of Bread £2.40

Butter or Spread £2.00

Total Price of Groceries: £8.40 divided by 7 days = £1.20 a day

I suppose if you ate one egg a day (after all we can’t be greedy) it would bring the cost down by £2.00 which would mean your daily food bill would be 91p per day.

I am sure health professionals would be falling over themselves saying how unhealthy this would be.

But who on earth wants to live like this? This affects a person’s quality of life never mind their mental state. It’s humiliating and downright cruel. No one should be made to starve to fit in with the Government agenda.

The government needs to get its house in order before palming off its problems on the public.

https://www.bbc.co.uk/news/uk-england-nottinghamshire-61429268

https://www.theguardian.com/business/2022/may/16/cost-of-living-crisis-immediate-support-from-sunak-a-moral-imperative-cbi

Mental Health

The cost of living crisis is affecting the nation’s mental health and the already vulnerable mind.

Sarb Bajwa, CEO of the BPS (The British Psychology Society) said:

“The absence of measures to support the most vulnerable is glaring, and many families will be swept into poverty over the coming months, as they struggle to pay their bills and put food on the table. The mental health impacts of this are severe – we know that the stress of raising a family in poverty can have huge ramifications on parents’ and children’s mental health and that poverty is one of the major risk factors for the development of mental and physical health problems“.

https://www.bps.org.uk/news-and-policy/bps-responds-spring-statement-warning-escalating-cost-living-crisis-will-have-long

Suicide Due To Cost Of Living.

A Sheffield Labour MP said some people in his constituency have attempted suicide in response to the rising cost of living. Paul Blomfield, MP for Sheffield Central, said: “I spent yesterday morning at a crisis meeting in a part of my constituency where incomes are lowest. And we were looking at the way in which the cost-of-living crisis we’re facing was impacting people”.

https://www.thestar.co.uk/news/politics/people-in-sheffield-attempting-suicide-over-cost-of-living-crisis-says-city-mp-3698164

Approximately 75% of suicides occur in low- and middle-income countries (LMICs) where rates of poverty are high.

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5454768/

The Government, Brexit, Debt Ceiling & Deficit Spending.

Debt Ceiling

The debt ceiling is the maximum amount that the U.S. government can borrow by issuing bonds. When the debt ceiling is reached, the Treasury Department must find other ways to pay expenses. Otherwise, there is a risk the U.S. will default on its debt.

https://en.wikipedia.org/wiki/United_States_debt_ceiling

Deficit Spending

Deficit spending occurs when purchases exceed income. It happens to individuals and businesses, but it usually refers to governments.

https://www.thebalance.com/deficit-spending-causes-why-it-s-out-of-control-3306289

Brexit

In other words, because the UK left the EU, the Brexit Divorce Bill in July 2021, was estimated at £40.8bn but Downing Street insisted the figure was between £35bn and £39bn. https://www.bbc.co.uk/news/51110096 we now have a crisis on our hands. The Government needs to find the money to pay the EU. Goods and services are now subject to tariffs, increasing the cost of raw materials into Britain and finished products out.

https://corporatefinanceinstitute.com/resources/knowledge/economics/brexit/

Therefore who is paying for this if not the British Public?

You would not allow the public to make decisions about what goes on in your business especially if they had no clue about accounting and budgets?

The same should be said how can you allow a country to vote if they have no clue about economics and have not got an ounce of politics in their body?

If I was in power I would make everyone do an IQ Test and the ones that scored higher could only vote.

https://www.mensa.org/public/mensa-iq-challenge

You allow uneducated people to vote just so you can win the game of numbers and now look at the state of the country which is now left in turmoil.

The Hidden Secrets of Money – Mike Maloney

Hidden Secrets of Money – Mike Maloney.

Financial Difficulty

Depending on your location Country/Town/City there may be emergency grants available. For Cardiff for example if are experiencing severe financial hardship you may wish to make a claim to the Discretionary Assistance Fund (DAF) Discretionary Assistance Fund (DAF) | GOV.WALES

Financial Difficulty Part (1)

Useful Links

USEFUL LINKS

Final Thoughts From The Editor.

The governments have overspent and people and businesses too. So what does that mean in the long run for the British Public? For starters, the cost of living has to be increased to pay back the debts that have accumulated and forces people to borrow even more money. For every pound/dollar borrowed you have to pay interest which is fiat currency to the banks and that is how the monetary system revolves.

If the Government and Politicians are so quick to give advice why don’t they swap places with people living on the poverty line, if one is born with silver spoons in their mouths they will never grasp how the other half lives and it is easy to dish out advice if you have never experienced life, where you have to worry where your next meal is going to come from.

It is easy to pass judgment whilst hosting wine and cheese parties and decorating walls with gold wallpaper at a cost of £840 per roll?

It’s easy to say find a job when businesses are not hiring and do not want to spend.

All businesses are tightening their reigns on their spending, so the chances of a pay rise or an increase in hours are going to be slim.

What happened to all the money that was confiscated from the Oligarchs and all their assets? (is it all just smoke and mirrors simply to confuse everyone so that they do not find out what is really going on?). Why can’t the assets be sold off to pay off the national debt?

Why are the owners at the Federal Reserve getting a 6% commission, why can’t they reduce their cut to 1%; and the rest of the money sent back into the system? (It’s not as if they can take all the money with them when they die).
Why are they hoarding this wealth?
Why can’t the Millionaires, Billionaires have a wage cap on how much they own, and the rest gets put back to help pay off the national debt.
Why do low-income families have to be punished at the expense of the privileged and wealthy politicians?
Why can’t we all live in harmony and stop being so God Damm Greedy?
What about the people that are disabled are they just thrown to the dogs?
Why are people suffering to the point it affects their mental health?
How many people have to die at the expense of the powers that be?
People who have got themselves into debt due to price hikes of utility bills should have the debt spread over a term of 3-5 years.
Utility companies should not make people feel like 💩 and be belittling and humiliating.
Creditors should not hound the vulnerable, by phoning or texting several times a day (it is called harassment). If a person has admitted hardship the creditor should put a halt on payments overdue and even come to some arrangement to pay back in affordable monthly payments rather than making a person feel emotionally and mentally unwell. (£40 x 60 months = £2,400) It is better to get something back than nothing at all. The same goes with Utility companies do not force people into corners as you never know what they might do.

About The Author.

I am an advocate for mental health and poverty. I write about Disabilities, Business, Politics, and Finance.
I have Disabilities.
I write in my Online Journals where I share my articles with my network of nearly 11K connections on LinkedIn and on Social Media Platforms, Groups, and Pages.

If I can help just one person, I know I am making a difference one step at a time.

The more people stand up and express their dissatisfaction with how they are being treated eventually something will change.

Possible Solutions – Start a Business.

The Governments instead of throwing spanners in the work with their lame solutions; instead they should encourage people to set up their own businesses and start a second income. Anyone and everyone can start a business and the possibilities are endless.

I can help you start up a second income and offer free advice and support.

Create a Second Income 2022.

Disability Support.

The other thing that has been brought to my attention is how cost-cutting the government is with benefits, robbing Peter to pay Paul so to speak, by taking away simple necessities from the already high risk and vulnerable people to pay for their spending on Wars and their own agendas, they are doing the classic “Daniel Blake” scenario.

My daughter has MS (Multiple Sclerosis) and has a Cardiff Bus Concessionary Travel Card, have now said she will not renew her card even though she already was awarded the card; unless she gets the new updated PIP award letter that is still being processed. She has been given a deadline to produce the letter within the next eight weeks which PIP have said they will not be able to do. If people have a long-term illness they should not be expected to jump through hoops to prove they are ill. They should have evidence from health care professionals and should not be expected to perform like performing seals.

As it happens my daughter is going to have treatment again in the next few weeks because she has relapsed and her MRI scan showed new lesions. The powers that be should not be adding more stress to people who are ill that have corroborating evidence.

https://www.theguardian.com/film/2016/sep/11/i-daniel-blake-ken-loach-director-film-movie-benefits-system

https://www.mirror.co.uk/news/uk-news/real-life-daniel-blake-who-11881128

https://en.wikipedia.org/wiki/I,_Daniel_Blake

If you found this article interesting and useful please take the time to share it with your friends, families, and colleagues. Don’t forget to use the links throughout this article and last but not least please consider buying me a cup of coffee. Some of the National newspapers are using paywalls which is annoying so we will continue providing free content, without forcing people to subscribe to read the full articles.

#costofliving #mentalhealth #disabilities #finiancialdifficulty #pricehikes #poverty #brexit #deficitspending #debtceiling #nationaldebt #suicideduetocostofliving

Starting a Business With A Disability & Deciding On A Domain Name.

May 15, 2022 / EDITOR / 0 Comments

Starting a Business With A Disability & Deciding On A Domain Name.

If you are starting out or already established you should get domains that are an exact match of searchable keywords or phrases. The reason for this is people will more likely to click on an exact match keyword than an acronym or brandable site (made up word) furthermore it is far easier to index and rank using keywords. If you are set on a brandable or acronym you must take into account that it will take you a lot longer to be visible on the first pages of search engines unless you do extensive, advertising. marketing and pr.

If you already have one website you should consider setting up an SEO link wheel and drive traffic from different directions especially if you offer more than one service. A person looking for marketing may not think to check your web design website. Or if you are a hairdresser but also offer beauty therapy, a customer may search for a beauty therapist rather than hairdressers, you could capture traffic using another site linked to yours.

I will keep this post short but we have listed some domain names which are at auction on Godaddy. You can also find them on Afternic.

Obviously, if you are starting out you have to decide if you are going to be a sole trade, partnership, or limited company. You have to make a business plan and work out your finances. You have to decide on the products and services you will be selling and you have to learn all the legal stuff, such as licenses, permits, and trademarks. You have to sort out branding and marketing. For the full spec of things to do the following link will give you a low down: https://www.gov.uk/set-up-business If you are unemployed or disabled you must contact HMRC, they may even give you tax credits. Remember PIP is not means-tested so regardless if you are working or not it makes no difference but you still have to mention it in your tax returns.

The list of the featured domains can be found here:

If you are interested in another niche industry location just shoot us an email and we will send you some recommendations, if your domain is available on the registrar’s marketplaces we will not buy them and then cyber-squat them. We will just tell you what is available and our recommendations including what we also may have on our books that may help you. We won’t find a domain name, buy it for $10 and slap a hefty price tag on it unless we are using a domain for our own purposes such as affiliate marketing and advertising. In some cases, we may point domain names to articles we have written such as www.germawareness.co.uk and www.ocd.cymru.

If you are looking for a domain and it is not available we also offer an acquisition service.

Further Reading:

https://www.gov.uk/set-up-business

Just drop us a line using the form below:

#disabilitydomainnames #disabledentrepreneur #domainnames #domainsforsale #domainacquistions

Renata’s Online Journal 11/05/22

May 12, 2022 / EDITOR / 0 Comments

Renata’s Online Journal.

My Online Journal is my safe space where I can share my stories and vent. I do not always write negatively but of late I have noticed blue-chip corporations treating people badly so not only is this my online therapy it also is a voice for people who cannot or do not know how to stand up for themselves.

Dear Diary,

I have not made an entry here for a while and yesterday was the ideal time to do some journaling and spill the beans.

The morning started out with me phoning all my insurance providers as I had deleted some direct debits in error. I suffer from cognitive impairment caused by cerebellum atrophy and sometimes muddle my words up. The words can be very overwhelming for me at times. Being stressed does not help and where I should have canceled one insurance policy, I actually canceled three. As it turns out the other two direct debits were obsolete, but still having to phone all nine companies was challenging.

The other problem I have is dreading talking over the phone so when I tried to rectify the problem via email I was point-blank declined and was told to call. The calling is not so bad but it listening to the prompts Press #1 for what you had for breakfast Press #2 for what you had for lunch and #Press #3 just to annoy you more (just kidding) although I have been subjected to up to 4 minutes of this from various companies before the annoying music starts playing. God forbid if your call drops and you have to start all the BS all over again.

Insurers do not make it easy, so although you may take out insurance by a said insurer the underwriters a separate company collect payment. So there could be the same underwriter for multiple insurers which can make it difficult when trying to find out who is who. I have done a spreadsheet so that I do not get caught out again, but by the 9th insurer I had enough, yet my day was only starting.

I then got an email from British Gas that they needed me to phone them to set up a direct debit. I have anxiety about talking over the phone to people. The term used is Telephobia, but I bit the bullet and phoned them. I got to speak to someone who at first came across as slightly condescending when she thought I was unemployed with mental disabilities, (people confuse mental disabilities with stupidity on the contrary Albert Einstien, Nikola Tesla, and Charles Darwin to name a few all had mental disabilities (OCD – Obsessive Compulsive Disorder) ) so it was a shock to her when I mentioned this site. She then changed her tune and was more understanding and helpful going as far as giving me some links and recommending that I contact some of the links she had provided.

What rattled me was, that I was paying £65 at the beginning of the year then it went up to £90, and yesterday she wanted £138 per month. I was told I use more gas than the average household. The way I see it regardless if I did not use any gas at all, I still would have to pay for the service. I am not going to reduce the quality of my life and sit at home freezing cold. or only cook once a week. If a person is struggling to pay £90 then how the hell are they supposed to find the money to pay £138?

“A little bit of maths and common sense would not go a miss“.

“What are people supposed to do, do they have to rob banks or starve”?

Our PM is allegedly dragging his heels at helping the UK with the rise in the cost of living yet he is quick to give support to Sweden and Finland. Yet coming from a privileged upbringing he has never had any worries about where his next paycheck is going to come from or about putting food on the table. Living in a home that was decorated from private donations and wallpaper at £840 per roll he will never understand how the other half lives. His wallpaper is ugly just saying and I would not pay £1 per roll let alone £840.

https://www.independent.co.uk/news/uk/politics/boris-johnson-wallpaper-flat-refurb-b1850209.html

Someone on LinkedIn commented “that charity starts a home”, but what she failed to comprehend was the support in the event of a military attack on these countries will be money in BJs / Chancellor of the Exchequers Pockets so to speak. W#ar is big business at the expense of the people. How do you accumulate wealth if you do not lend money or charge interest on the money you lend out? This is how the money system works. If you lone out jets, sell ballistic and nuclear missiles you have to get paid and it’s one big game of the winner takes it all.

I do not support the funding of the lavish lifestyles of the 1% that think they own us and rob us blind. I never agreed to slave away, did you?

No one owns me. I have a voice and I am not afraid to use it!

I am a spiritual being in a physical body and we are here for a reason and it is to teach others, empower and motivate and not steal, abuse, or kill, we are supposed to be intelligent human beings, not animals.

We should be able to distinguish right from wrong and if the likes of P#tin who orders the mass killings then he is no better than something that has just crawled out of a sewer. These people are vermin.

In fact, any person in power that has done wrong should be punished the same way as a member of the public and should also be kicked out of office, I refer to certain politicians, that got a slap on the wrist and fines, for their publicized antics.

There is a Scottish MP trending at the moment that allegedly had £25 Million in Funding For PPE that supposedly ended up being used due to it not being of high quality and was returned. This MP is now being investigated.

Just imagine if this was the average entrepreneur that had done this, they would be facing a custodial sentence for fraud, but I guess if you own 6 houses (one in Belgravia in London) you have enough money to pay for a jail-free card on the monopoly board.

I spoke about a previous post about why people do not care and the customer representative said that people do care and that she cared (no they don’t unless it directly affects them). She then asked if could she help me with anything else and I said “Help me bring in more clients”, the call then ended without any feedback on my remark…I rest my case!

Reference the money she expected me to agree to I said I will pay, but will not be able to eat and the CEO of British Gas would certainly not have a problem bringing food to the table whilst I will and this is where she started to be sympathetic.

Frustration

I got my frustration out, if nothing else, and told her she was professional and had a calming voice, I just did not mention the fact she made me feel bad at the beginning of the conversation as what would have been the point. I felt had I not mentioned I am self-employed the conversation would have been slightly different.

If you have watched the video “The Hidden Secrets Of Money” By Mike Maloney”, you will start to realize this is one big game of monopoly with the Blue Chip Companies at the top of the food chain STEALING our prosperity.

“The is a Great Reset Looming on the Horizon”.

Do you think it is by chance this P#tin W#ar has broken out or is it something to do with the deficit spending and all the price rises? Have you forgotten about Brexit and how much money the UK is in debt by and how much money they have to pay back, never mind the trade w#ar in China and the USA? Putting the jigsaw pieces together can you not see a picture emerging?

These blue-chip companies get a 6% commission for our sweat, labor, and hardship. Do you think that the dictator started the w#ar himself or was it pre-arranged at the round table, by a selected few?

People at the top of the food chain seem to think they own and control you and in a way they do.

An example of a battery in the matrix was Virgin Media which I have for months had an ongoing dispute again I have communicated by email and have told them not to phone me and what do they do? they only phone even though I specifically requested not to. What was interesting though my phone was on “do not disturb” but they managed to get through and the phone rang. I re-iterated how much emotional distress they put me through and I am still no closer to a resolution as the email I was promised I would have, never materialized.

So you can imagine the poor sod on the other end of the line receiving my wrath and me saying “if you read my email do you not understand English”, his reply was he was ordered by someone above him to phone me and my final reply was that he obviously did not have the balls to stand up to the person. Most people are afraid of speaking up in the workplace for fear of being fired. People go to work like sheep to get their paychecks the majority do not go to work because they love the company that employs them they are solely there to do a job and get paid. They are human robots being told what to do. Their “VOICE” in the metaphorical sense of the word is taken away, they are slaves to the employer for the hours they work.

Anxiety & Panic Attack.

The day continued with my brother telling me that he is coming over to the UK at Christmas. Under normal circumstances, I should be ecstatic but I am having a panic attack simply thinking about it.

I have not left my home for three years due to social disconnection and OCD, actually, tell a lie I went out once to meet him last year for the day and I felt so ill after that but he was oblivious to my disability. He told me that I have to arrange my schedule and my work around him. He told me we will be talking this weekend coming.

Notice how my disability and my work are of no significance to him and I have to just get over myself.

The icing on the cake was the final straw that broke the camel’s back so to speak with my neighbor announcing she is moving within the month. she without a doubt had to be the nicest neighbor I have ever had, she was always kind, and caring and never did me wrong. I will miss her.

I do believe nothing standstills and when one door closes another one opens so although I felt very depressed yesterday with low self-esteem. That was yesterday though and your mood can change if you stay occupied and not dwell on what is bothering you. I am hopeful about tomorrow and about brighter things to come. I am fortunate I have an online journal to vent my anger which I can share with whoever wants to read my challenges. I did come across a website called (www.storiboard.co.uk) not mine may I add but a portal to share your stories.

Telling Your Story.

Anyone reading this who wants a platform to share their stories is more than welcome to subscribe here and I will make you a contributor or will manually upload your stories for you. It won’t cost you a penny only your time, it is completely free.

Domestic Violence.

I have gone through a lot over the last two decades (I won’t go into it all here but I am a ‘survivor of domestic violence‘ and this is what drives me to tell my story) I won’t say I am strong all the time. I have good days and bad days and yesterday was a bad day for me but I know I will get over it. I am still standing and I won’t let anyone break me, sure they can try but when they knock me down and I get back up again so help me God.

I will be writing my biography soon and I will be calling out all the people that have done me wrong. Don’t misunderstand me, I am not awkward or vengeful, I just think some people deserve their five minutes of fame.

Superiority.

No one on this planet is better than you, we all do the same things, we eat, sleep, and go to the bathroom, and we all cannot survive without water or air. We all have red blood and if Adam and Eve were the first people, then their children would have been inbred so we are all brothers and sisters. The world is an evil place with evil people living in it trying to suck the last ounce of happiness out of you. They should be very worried about what happens to them after they die. Just because some use 24kt Gold WCs does not make them any better than you. We all have the right to live on this planet in harmony and without having to worry about where the next paycheck is going to come from and if we can put food on the table. No one should fear for their lives or be killed for some political agenda. No one should lose their life for the sake of debt ceilings and deficit spending.

Invisible Disability.

I have an invisible disability and I expect to be acknowledged as a human being and not be judged, I expect people to give me the respect I deserve. I do not need anyone giving me advice, or being patronizing, after all when it comes to mental health I specialize in the subject hence why I built this site.

Never assume anything with me without asking me first.

I know if my finances improved so would my mental health. My cerebellum atrophy is incurable but with new drugs coming on the market, anything is possible. I am staying positive; hopefully, someone reading this will invest in me.

One day soon you will learn what one particular “evil animal” did to me and how I am recovering.

I have audio recordings of all the death threats he made to me.

He is no longer residing in the UK, he left last December for Germany however within a month of him starting work he was fired due to an altercation with a woman at his place of work, why does that not surprise me?

Unfortunately, because he does not speak fluent English he was unable to set up an email address so I did it for him and forwarded all his emails to me for translation purposes with his consent, however, I have no access to his settings anymore, and cannot un-forward myself hence I get his emails and all the antics he is getting up to.

I use Outlook and have blocked his email but people sending emails to him still come into my inbox. I have started marking them as spam as I have no other way of stopping any communication.

Remember not all that glitters is gold and that was my mistake and I have learned the hard way.

One day I will rise from the ashes and tell my full story.

Staying Positive.

Tomorrow is another day and I aim for a brighter future!

If you found this article insightful, please take a moment to share, comment, and subscribe. Also before you go, please also consider donating the equivalent of a cup of coffee to help keep this “Disability UK” Online Journal going.

#anxiety #stress #depression #lowselfesteem #mentalhealth #mentalhealthdisabilities #Centrica #JanaSiber

Christmas Mental Health 2021 – Part II

December 26, 2021 / EDITOR / 1 Comment

Finally, Christmas is nearly over, thank God for that…

I am fed up with seeing how happy people are flaunting their Christmas gatherings to the world that may make other people who find Christmas difficult this time of year, very daunting.

Don’t get me wrong, I am happy for everyone who can enjoy Christmas but to flaunt it around people who are not so fortunate to spend Christmas with their loved ones is sinful and conceited.

The same goes with people showing off how much money they have or being judgemental because they have a house but in reality, it is mortgaged up to the hilt. Nine times out of ten people wearing designer clothes are not as rich as they make out.

I for one own multiple digital real estate but for the ordinary person this may not be something they understand. Not everyone knows the value of domain names and the equity that may hold.

Regardless of whether it is a bricks-and-mortar property or a digital asset, it is still deemed to have value and people need to educate themselves before casting judgment.

As for Christmas, I am fed up with people asking me what I did and who I spent it with. I did “Jack Diddly Squat” for Christmas because I do not celebrate it anymore, what is there to celebrate when both my parents and my brother are no longer alive?

Christmas Day is just another day. For me, I stayed home alone over Christmas as my daughter stayed over with her boyfriend’s family but that was fine with me because I took advantage of the time to relax.

I must admit my Christmas did not go without a hitch and was stressful because of a couple of incidents with Amazon delivery and yesterday’s fiasco where my bath had sprung a leak and flooded my neighbor’s ceiling.

I ended up having a full-on panic attack and could not stop the water from pouring because my bath was not holding in the water and apparently as I found out today the silver part of the drain had come loose which caused water to not empty through the waste pipe but directly onto the floorboards and onto my neighbor’s ceiling, as you can see by the video.

Next Door Neighbours Flat Below Me!

So as you can imagine it took its toll on my health yesterday to the point that after the contractor left today, I ended up falling asleep for a good few hours during the day which is unusual for me as I never do that.

With this said, I spoke to someone today about my health and it seems that no matter what I say it goes over people’s heads.

I stated I have a problem with social disconnection and also problems walking because of my bad knee and it is as if they cannot comprehend that I cannot walk far because I am not on crutches or do not have a walking stick.

I stated, after a couple of times coming up and down my stairs, my knee gets painful and swells and this is what the person said to me and I quote “It will be nice to walk around the park and get some fresh air“. My response online to this is “did they not hear what I said I cannot walk far“, and how is walking around the park going to benefit me in any way?, what about the time I would have to take off from my work?

You would not expect any successful entrepreneur to put their businesses on hold for leisurely strolls.

I have four businesses, I am worth a lot of money on paper and no one is going to get in between.

Another thing people do not understand if they have never run a business before is that a self-employed person’s income is not guaranteed, they have to work ten times harder than an employee to find leads and keep them. An employee takes their wages for granted as it is a secure income for them for the duration they work for a company. However, with the uncertainty of the high street and hospitality sector and business closures because of the pandemic, an entrepreneur has to do everything they can to secure their business and make it run smoothly, never mind make sure their clients pay them on time. Running a business is not a walk in the park.

I also stated about social disconnection and also the fact I cannot walk very far, this did not comprehend with this person. Not only that, I picked up on some mockery when I laughed about something I said (and the person in the background thought they were being clever and funny by mimicking my laugh, repeating the tone of my laugh), which I purposely ignored but will not forget.

If I want to have fresh air I simply have to open my front door or buy oxygen in a can.

I do not take kindly to people being ignorant and pretending to be my friend just so that they can gossip about me after. I have never been bosom pals with this person even though I have known them for over 20 years, my gut feeling tells me they are false and think highly of themselves.

Furthermore, I know I do not live in a palace at the moment, granted, but trying to imply that they somehow are more superior to me because their property is a mortgaged new build and mine is falling apart rented Listed Georgian House, they do not have the right to be judgemental as they do not know my circumstances and I should not have to explain myself to them.

I was told I could phone them anytime for a chat. I understand they may have had good intentions when saying that but I have nothing in common with them, what exactly would we be chatting about, they are not on the same page as me and never will be? If I need mental health support I have my useful links page to fall back on.

With social disconnection, people like myself do not need other people in their lives and do not like socializing. It is not due entirely to the fact of mental health issues with me it is more so I chose who I wish to spend company with and I am 100% focused on my work. Granted I am wary of intermingling with people because of the pandemic, but I am much happier not being around people physically, I much rather connect with people online.

According to statistics social isolation or disconnection significantly increase a person’s risk of premature death from all causes, a risk that may rival those of smoking, obesity, and physical inactivity. Social isolation is associated with about a 50% percent increased risk of dementia because people’s brains are not as active if they stay at home, where loneliness and boredom kick in.

The above statement I agree to disagree. I choose the company I keep and I am extremely active online, so I am keeping my brain working. I do not smoke and will not say I am obese, perhaps slightly overweight. But again I can always do exercise at home if I really wanted to.

I am always learning and people seem to underestimate me by trying to be do-gooders. I would not have been able to build four businesses for myself and multiple businesses for other people if I was short of a shilling or two.

For me I find writing therapy and learning new things, I love reading and watching documentaries. I always keep myself busy. I am currently researching neuroplasticity, neuroscience, and quantum physics. I have recently completed a course on hypnotherapy and plan to take on more courses in the New Year.

Christmas Mental Health Part I – 2021

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#christmasmentalhealth #christmas #mentalhealth #covid #panedmic #socialdisconnection #disabledentrepreneur #selfemployed

Rich & Depressed

September 12, 2021 / EDITOR / 0 Comments

Rich, Disabled & Depressed.

Did you know that rich people get depressed just like the disabled, working-class, and poor? In fact, in our current climate, everyone gets depressed at some point in their lives regardless, of gender, ethnicity, job title, social status, wealth, or physical and mental disabilities?

There is no such thing as a perfect world or perfect lifestyle that most of us try to strive for. The higher we climb the harder we fall and with more wealth, there will be more problems.

There is not one person on this planet that cannot say they have never been depressed. Even babies can be born depressed.

Rich people are prone to depression because a lot of money of their net worth exists in untouchable assets such as home equity and retirement accounts, not only pressures of work can take their toll on a person’s mental state. For rich people some of the time their wealth only exists on paper and they cannot spend it and run the risk of disappearing due to market conditions.

Rich people spend less time with their families and more time at work, this then puts strain on relationships.

Where the working class person can allocate time to spend with their families in the evenings and weekends and middle to high-class entrepreneurs will prioritize their business in order to run a tight ship. with no time wasted and every day is one day closer to striking gold and more gold. Not everyone is born privileged.

However, saying this person is born privileged or is famous and in the public arena may find it difficult to live normal lives. They cannot just pop down to a local cafe or supermarket their every move is documented so they live in a secluded place away from prying eyes.

The upper class and born privileged person may not understand about other classes and with money flowing may take their wealth for granted but again a wealthy person may also experience depression as they cannot walk on Gods earth freely without being followed by paparazzi and may have to have an entourage of security guarding them. They cannot walk into a store or go anywhere public. They are imprisoned in their own surroundings. They may not have the freedom to do things randomly unlike the rest of the world.

Most CEOs, founders, the innovators are prone to depression more so than the average person, possessing subtle psychopathic traits and be more prone to addiction.

Their addiction and obsession with work only fuel the fire to not fail. Rich people may also turn to alcohol and recreational drugs to self-medicate. These tendencies may even help the individual rise to such heights through their insecurities.

Research suggests that CEOs may be depressed at more than double the rate of the general public (which is already about 20%).

It is also suggested that even privileged rich kids are, counter-intuitively, more depressed and anxious than their middle- or low-income peers. This could be because a social group trap is so tight-knit that it would be virtually impossible to make friends out of their social circle, giving rich kids less freedom. Rich kids do not mix with poor kids or vice versa.

People on low incomes have lower expectations and working-class families learn to cope with the bare minimums and are truly grateful for what they have, which high class have more expectations and are not grateful of what they have because they always want more and better things than the Jones’s. Low-class families are more humble and can show more empathy and understand that a less privileged person will be eternally grateful for any help that is given to them.

Hence a lower class family will be eternally grateful compared to a wealthy family. Whilst a wealthy family will expect the best of the best and if they do not get what they desire they may experience anxiety and depression. There is currently not enough research about the prevalence of depression in the upper vs. the lower socioeconomic classes within a country.

Psychologists who have treated the very high-functioning C-suite types over the years have collected data consensus that tells them that people of high social status and enormous wealth are prone to major depression for a variety of reasons than people of other socioeconomic strata.

Todd Essig, a Forbes writer, and psychologist in New York City said “Uber-success can be depressogenic”. “Many C-suite executives are prone to depression, despite their success, maybe even because of it.”

Depression can affect the lives of everyone, in any stratum.

Regardless if you are rich, poor, or with a disability, no one is immune to anxiety and depression.

However, people who have extreme success are more prone to depression because a person who is successful has chased their own dream and is more protective of it causing isolation and the pressures to keep it a success and not to fail can cause a person to isolate.

People of extreme successes are more prone to criticism there will always be competitors and haters and people just watching and waiting for them to fail.

A person in the public eye may not always have people who will believe in their success.

In this not-so-perfect world where most of us want a perfect life, this is virtually impossible as money cannot buy you happiness. It is a constant battle to please people to have people on the same page as you and there will always be people that are jealous and will say things out of context just to hurt you. It is a constant battle to stay on top which triggers depression in those you’d least expect it. People who are successful, wealthy, and with a disability may find even more pressure to not fail and have to work even harder to get around obstacles. In fact, some of the most successful people in history have suffered from relentless, incapacitating depression – some have won their battles, or, at least, continued to battle, yet some, sadly, succumb to them.

Comparing yourself to the Joneses

People who are extremely successful and very wealthy will always want the best of the best and will always compete with one another to have something grander. This could be the best-hosted party in which mingling with other wealthy people only puts more pressure to make their event even more spectacular. Their competitors, neighbor, or friends dripping with jewels then their jewels would have to be bigger and more expensive, this could also be designer clothes, accessories, cars, properties, etc. They constantly compare themselves to the Joneses. Countries that are low-income, on the other hand, have low depression rates. However even countries with low wealth still like to compete, you should see the graves in Poland the bigger and grander reflects the wealth of the family.

Some people habitually measure their self-worth by materialistic items that they own. Even people of low wealth try to portray they are rich by wearing designer clothes and accessories but in reality, they do not have two pennies to rub together. Not everything that glistens is gold.

Quality Time

People of working or low class have time to delegate their free time whilst a person who is an entrepreneur will be more driven in making their business succeed and may neglect family in order to concentrate on making their business a success. Once at the top of the ladder they will constantly be overprotective to make their business stay in the number one spot. This adds further stress and anxiety and eventually depression.

People of the lower class do not have the same expectations and those of the working or middle or higher class. They may be complacent to what they have and will not be driven to improve their lives they will not have the same pressure as working or middle-class people. Entrepreneurs are on the spectrum of the lower, working, middle and upper class but they have a key goal to succeed. They will battle to climb the ladder. To achieve extreme success, a person needs to dedicate an extraordinary amount of time and effort to get there, which can make for a life that feels precipitous and lonely.

People climbing the ladder may find everyday things that people take for granted like spending time with family mundane and not proactive. Going for leisurely walks or taking time out to exercise may be an ordeal and you will be surprised that many successful people have their own Gyms or exercise bikes in their offices. Also engaging in meaningless conversations and socializing with people that do not have the same vision adds even more pressure to socially disconnect.

Privilege People

People who have been born wealthy and do not have to ever worry about putting food on the table may find it hard to cope if they find themselves in uncharted territory. People born into wealth do not understand and may find it harder to cope with life problems as they have always been shielded from it. Arnold Washton, a psychologist at Compass Health Group said that depression may also be more common in people who have only known wealth, since they may not be familiar with bootstrapping themselves through difficult times. However, people who self-made millionaires or billionaires may be more resilient as they have experienced the struggles of getting to the top and they know what to expect. A self-made millionaire, a billionaire has more authority to teach people about wealth than someone who was born with a silver spoon in their mouth.

The higher you rise the harder you fall.

To be always vigilant and be prepared for disasters and knowing from all the mistakes and failures you have had will give you a building block to start again. Having a stepping stone if things go belly up and being able to reinvent yourself is one key factor to making sure you succeed. If something is not working quite right create another building block. When business is bad, it goes without saying that depression would be more likely. In good economic times, even if every milestone is hit at exactly the right point, some may find that they feel they have failed. Rather than let everything come tumbling down have strategies in place for every economic disaster.

Just because someone is super-wealthy does not mean you have to be less empathetic towards them. By helping them get through their depression will encourage them to help you. The super-rich also have bills to pay and have obligations just like you and I. Obviously our bills are nothing compared to the magnitude of theirs but it’s bills all the same. Unless a person is a ruler of the land or oil tycoon even then the laws of the land may forbid their relatives to live normal lives. Even princesses have attempted to escape certain countries because they want to live normal lives. Knowing a person is depressed regardless of their stature one can only offer a helping hand this could be just an anonymous talk or perhaps advice and links to organizations.

Rich Person Insecurities.

Keeping up with the Jones
Health Issues, Mental Health, Physical and Mental Disabilities
Sealing the Next Deal
Finding Funds for the Next Investment
Shopaholic, Wife, Girlfriend, Partner, Mistress (Over Spending)
Infidelity (Not being satisfied)
Balancing Work and Family Life
Pressures to Succeed and maintain No1 spot
Market Conditions
Untouchable Assets

Wealth/Money cannot buy you health or happiness. Wealth? Money is a tool and a monetary exchange for something you desire. Wealth can satisfy your needs and fill in an empty void, it can help secure your future and your family’s future but it cannot buy you health or happiness. Having material things and assets may make you feel more superior but it will never make you happy.

The key to happiness is knowing that what you do helps others. However to be happy you need to be healthy and you have to treat your body like a temple. If you look after your body it will look after you the spiritual being in the physical body.

If someone is suffering from depression and recognizes they have a problem this does not make them weak. By reaching out to someone is the first step to healing.

Sharing your pain, your worries, and anxieties are the first step to alleviating the problem. A person who is suffering should not suffer alone and needs to reach out to someone or seek professional help.

Regardless of the person’s title or wealth status, we are all human at the end of the day.

Regardless of who you are you can drop us a line you do not have to give your real name and you can set up a Gmail email if you simply feel life is unbearable we are here to lend an ear and we can offer suggestions.

Whatever you are going through you do not have to go through it alone. You are not the first or the last person to suffer and you should not suffer in silence.

#stress #depression #clinicaldepression #ocd #mental health #obsessivecompultivedisorder #bipolar #anxiety #worry #worries #loneliness #therapy #hypnosis #talking #chatting #reachingout #suicideprevention #prescriptiondrugs #antidepressants #famouspeoplewithdepression #richanddepressed

Why Do People Assume or Presume?

July 1, 2021 / EDITOR / 2 Comments

Why Do People Assume or Presume?

Taking People For Granted, Assuming, Presuming and Mental Health.

People make assumptions as an efficient way to process the world. It is a shortcut to knowing the facts. As one Yale neurobiology professor explained, the brain’s vast neural network requires huge amounts of energy to keep it running: … One way our brain saves energy is by making assumptions. Making assumptions can ruin people’s lives.

Assume vs Presume

Presume is a verb that means to suppose, to take for granted, or to dare. Assume is a verb that means to suppose, to take for granted, to take upon, to do, or to undertake.

Assume and presume both mean “to take something for granted” or “to take something as true.” The difference between the words lies in the degree of confidence held by the speaker or writer. … ‘Presume‘ is the word to use if you’re making an informed guess based on reasonable evidence.

Therefore as an example I ask you some questions.

These are all hypothetical questions.

Would you assume for example someone could find nearly $100 per month only by giving them one month’s notice for an increase in rent? Would you presume they could afford to find the $100?
The second question would you assume someone who is self-employed to drop everything because you were arriving without even asking them if the date of your arrival was suitable for them? or would you presume they would just find the time because you snapped your fingers?
The third question would you message a VIP and assume they have time to chat with you or that they will phone you when what you could say could have been written in an email that would take a minute or two to read, or would you expect that person to take time out of their busy schedule to hear you waffle on about something that could have been put in writing? or would you presume they would drop what they are doing to casually chat with you?
Would you assume or presume that whoever you asked to call you or meet you could afford to do so? Would you assume or presume that their finances can meet the budget of an excursion for example or meeting up to go to a fancy restaurant? A self-employed person has more commitments than the average person, they have to pay the overheads of their business not just their own personal expenses.

These are all hypothetical questions that a disabled entrepreneur is faced with and I want to teach people to consider others before making rash decisions. It is unfair to put anyone on the spot regardless of their status, disability or situation.

Always discuss things and be very understanding and be respectful of someone’s wishes. Never judge based on a person’s choices.

Always find out the facts first and understand people’s circumstances before making plans or assumptions.

A self-employed person may not have the time to meet and maybe 100% dedicated to their work. “Just because you have free time or work for someone else, there is a difference. If you work for someone else your wage is guaranteed, however, if you work for yourself your income is not”.

Do take off your rose-colored tinted glasses before making plans. There is a saying “put your brain in gear before putting your mouth in motion”.

People with Rose–colored tinted glasses tend to be optimistic and have a cheerful way of looking at life. … Someone who looks at things through rose-colored tinted glasses looks on the bright side, sees the glass half full, and looks for a silver lining in all things. So their way of thinking maybe if you lose work because of a casual meet-up to not to worry as another job will come along, having a go-lucky attitude. They also may think that life is too short to worry about finances and just go with the flow and live for the moment. Their excuses will always override your thinking and you cannot win.

NEVER ASSUME OR PRESUME ANYTHING!

Do not assume or presume that people can talk to you when they are working 24/7.
Do not assume or presume people can meet you even for five minutes if they have a busy schedule or a critical time path and manage other people’s businesses.
Do not assume or presume people can pull money out of their a##es just because you are demanding. Think about what this will do to a person’s mental state of mind if you go on your high horse and be expectant.
You would not expect, assume or presume the likes of say, someone like “Elon Musk” to drop everything for you so do not think you are so special that anyone will drop everything for you.
Consider the other person’s circumstances before assuming or presuming they can travel. They may have health issues and may find it difficult to travel. Do not assume or presume that someone with a physical or mental disability will recover miraculously within a short space of time of your arrival, never assume or presume anything.
Never assume or presume that within a month someone can find an extra $100 per month for a rent increase when they could have lost business because of the pandemic or their job.
Never invite yourself to anyone’s home without asking them first if it is convenient, do not assume or presume that you turning up someone will drop everything for you.

“It really rattles me when people are so narrow-minded and do not care about anything apart from themselves”.

People simply do not care: https://disabledentrepreneur.uk/why-people-do-not-care

I am venting my anger because not only do I have time wasters trying to waste my precious time, attempting me to do work but refusing to sign contracts, I also have those that think they can waste my precious money.

If you cannot support me, why bother talking to me? If you are just wanting to meet up to be nosey and judgemental, you can read about me online and do not have to see me? https://renataentrepreneur.com/irenata-my-sites

Do take people’s circumstances into consideration especially if they are running a business and have health issues.

If you want to see someone but they are not comfortable meeting you consider Facetime, Skype, Zoom, Teams to name a few, I personally do not have to see you in person.

Do not assume or presume that I for one will drop everything for you because you are arriving, you should never put anyone on the spot and expect to meet if you know they have health issues.

Do not assume or presume that my health issues will miraculously go away within a short space of time when I personally have battled my illness for 30 years. Do not put people on the spot and force them into a situation they do not want to be in.

Do not be selfish.

Do not assume or presume because you are turning up on a weekend that someone such as myself does not work weekends. Always find out the facts and give the other person plenty of time to make adjustments if at all possible and discuss a happy medium where both parties can agree to something, consider the person’s disabilities, and do not expect too much from that person if you care about them.

Ask in advance if that particular date is suitable for both parties concerned, do not assume or presume that they can take time off work, and be aware that may lose business because of your selfish, careless thinking.

Life lesson does not matter how old you are, if you want something from someone be prepared to compensate them for their time, service, and resources.

Never assume or presume people’s financial circumstances or their health and never assume or presume to take up people’s time.

Assumption can lead to resentment and animosity. Always communicate properly and understand that people that run small businesses may not have free time especially if they are trying to build their empires. Always consider other people’s circumstances first before being selfish.

There are so many self-centered people in this world, that simply only care about themselves but live a lie pretending they care about others, do not be one of them!

Note From the Editor.

Putting my health issues aside for a moment, I run several businesses www.irenata.com, and manage over 100 websites. I support startups that may not have the money to pay for a website upfront but want a helping hand to get them started. In return, they recommend me to other businesses. Just because I have over 100 websites they may not all be payable until the end of the trial period. Where I have to dedicate at least 2-4 hours of work a month to each website, so do the maths, that is 2-4 x hours per website x 100 websites = 200 – 400 hours per month divided by 4 weeks is 50 -100 hours a week which divided by 7 days is 7-14 hours per day without me doing anything else, so where have I find the time to meet up for a casual chit chat? I don’t and I can’t. I am not going to jeopardize my business for anyone.

This Is How My Critical Time Path Should Look Like below:

However, I cannot keep to my plan and most certainly cannot take time off work.

“So before assuming or presuming I can take time off work, take into consideration that I run several businesses of my own and manage other people’s businesses also”, so do the maths.

So before being judgemental and labeling me, I will protect my business with my life and will put it before anyone and anything else. I know there are people who are just watching and waiting for me to fail but I will not let that happen.

“Just because I have a disability does not make me crazy”.

If I choose not to waste my time walking around a park aimlessly for 10 minutes a day that’s my business. If I want fresh air I can step outside or if I want to do exercise I can do it in the comfort of my home.

I can manage my disabilities using my own methodology and do not like people trying to change my way of thinking unless I specifically ask them to.

If you have not walked in my shoes you have no right to make opinions, assumptions, or presumptions.

#assume #assuming #presume #presuming #takingforgranted

Coping With Mental Health As An Entrepreneur

March 31, 2021 / EDITOR / 0 Comments

I have not been on this site for a while now as I have been working mainly on my other sites www.ukwebsitedesigners.co.uk and https://marketingagency.cymrumarketing.com/#home I have forwarded the domain name www.cymrumarketing.co.uk to this sub domain but it does not always work with Norton or Firewalls for some reason.

I have also updated the Disclaimer Page & added a Networking Page under the heading Legal Pages, this is to let viewers know that the owner of this site uses a SEO Link Wheels to generate traffic and that all the Websites and Blogs are all under one umbrella belonging to Renata M Barnes (UK Website Designers) You will see the credit in the footer of all the websites I own and also manage for other clients.

Moving on I have also started to intergrate video marketing into my services. This is a useful tool to attract business and I am now offering it to my clients. You can view a the portfolio of Videos here.

As for my health it is starting to deteriorate as the pressures and daily stresses of life can sometimes be overwhelming. I am fighting hard for it not to beat me but when my own health professionals are working against me rather than for me it can be too much to bear…….I will explain.

Not only am I disabled I also have a disabled daughter that I am officially a carer for, so when I see red flags I tend to question things as in the case of my GP who threatens you if you make waves. Read the latest on this Surgery that has brought me to breaking point: https://marketingagency.cymrumarketing.com/category/bayer-pharmaceutical/ All I was doing was voicing my concerns as my daughter is classed as a vulnerable person and I was told I lack respect to the highly qualified pharmacist and clinician at the surgery and was told that seeing there is a breakdown of doctor/patient relationship it would be in my best interest to find another surgery.

“I am really struggling with my health and have developed social disconnection disorder and have a fear of venturing out. The less face to face human interaction I have, the happier I feel”. I have been hurt too many times to care to mention and the people I trusted the most betrayed me. In my lifetime I have experienced discrimination, racial attacks, have been abused physically and mentally and have been physically assaulted, disrespected, undermined, critised, judged, belittled, robbed, have felt sadness, dispair and dealt with grief. All these things are contributing factors to my mental disability, which has been caused by other people and entities. There is no denying my mental health is due to a domino effect caused by direct consequences to other peoples actions.

It is because of certain individuals and certain events that I am this way. I am 58 yrs old and have met my fair share of people over the years and I can count on my one hand how many people I can trust. I can also name each and every single person and entity responsible for my ill health and the reasons why.

Some cope by turning to drinking alcohol or taking recreational drugs. People smoke cigarettes claiming it calms their nerves, I do not smoke cigarettes, do not drink alcohol or take recreational drugs but depend on the prescription medication that are prescribed for me. Everyone has different ways with coping with stress, trauma and life events, mine is documenting everything (therapeutic) and adapting around my disabilities aswell as trying to help others.

Anaphylaxis Allergy.

I also cancelled my Covid-19 Vaccine appointment as I have a severe anaphylaxis allergy to PEG where I was vaccinated with steriod in the past which had polythylene glycol in fact over the years I have had many anaphlaxis allergies including severe breathing difficulties from penicillin and severe skin allergy where my face looked reptilian and I was in excrutiating pain, all of which is on my medical records. https://marketingagency.cymrumarketing.com/2021/03/19/polyethylene-glycol-peg-allergy-as-a-cause-of-anaphylaxis/ I am not prepared to take any risks with my life or become more ill than I already am. At least with my OCD, Depression I can manage my life to a certain degree and can work around my disabilities. But being off work fully is inconceivable and is something I cannot do as I have obligations to my clients.

I have to be online every single day, imagine being too ill to work what would happen to your business if you had no one to help you? Your clients are not going to say “ok call us when you feel better”, the food chain still has to carry on. I have heard the second vaccine is worse the the first but I am waiting on herd immunity to kick in as I do not plan venturing out any time soon.

I would not describe myself as a hypochondriac as all my disabilities are medically documented. I try not to think about illnesses unless it is affecting me directly and at any given time. I try to actually block out my disabilities and try to live a relatively normal life to a certain degree (although there is nothing normal about me). The world on the internet is not going to know about my disabilities unless they bother to do some research about me, so me sitting in front of a computer screen I am as normal as the next person.

I cannot be critised for having no empathy. I will help people in need but will never make it personal. If someone needs me to lend them my ear or a shoulder I will try and help.

To be frank I have coped better than most during the Covid-19 Lockdown. My business has improved as people have turned to the internet for a second income stream. Where I had issues about people bumping into you and not looking where they where going in the past, it is as if the heavens have opened up and had everyone stay 2 metres apart (not that I go out anywhere though).

Wearing disposable latex gloves is no longer questionable and I do not feel the odd one out anymore.

I do miss going out once a month with my daughter when she and I used to go up to the hospital for her to have her monthly blood done and then we would go to a restaurant in the city centre. I won’t say I will never go again as they say “never say never”, but it is going to take me a long time to adjust to the new surroundings and facing people at the moment is really causing me distress. I am fine with the grocery and courier drivers but that is as far as I am willing to interact physically with other people other than my family.

“I do have a goal and that is to make enough money for me to retire comfortably and for my daughter to have a head start in life. My priority is my family and my business and nothing else”.

I won’t let this general practice surgery beat me. I have a long list of people I can complain to.

Coping With Mental Health in General.

Take time out to have some TLC. Do something that will make you happy and relaxed. Try to occupy you mond with something else other than what is worrying you.
If you work for a company see if they have an HR department that deals with mental health. If not suggest that they do have a department and volunteer to be a spokesperson, you will no longer be seen as a follower and more so as a leader. Every business no matter how big or small should have some sort of department to air your worries and anxieties and perhaps meet up once a week to just chat. However if you find that there is no such option and you have had no alternative to tell your employer, he/she has a responsibility under Equalities Act to be obliging and to accommodate you and your condition if it is considered a long term affliction. You may not be the only one that is suffering so considering starting a club even after work can make all the difference.
Stay focused it is easy to just to clock watch until the hour hand hits 5 o’clock but that does not help you or your employer hence you need to set goals and try to make some progress on a daily basis. You should concentrate on the work in hand but at the same time consider starting a second income stream and do research and learn. Reading helps people to stay motivated and empowers them to learn a new skill. This skill could help your employer or can help you to break away and go it alone.
Do not over critisie yourself, if things are not going your way, tomorrow is another day. Accepting the fact that we all experience good days and bad days is just a way of life and we need to learn to overcome obstacles that come our way. For me venting my anxiety, anger and frustration online is therapeutical. I know some one will read it and will relate. I also think that what I write could actually help someone other than myself.
The impact of problems such as depression and anxiety are unique and individual to each and every one of us and how we cope with them and different situations of life is equally as individual. Above I have merely mentioned some advice on dealing with issues of mental health in the workplace, but speaking to your GP and building a network of support are arguably the most important steps you can take in your recovery. For me I personally will not be relating my anxieties any time soon to my GP if I still have one, as it is practice management that you tell the reception first what is wrong with you, what ever happend to GDPR and not sharing the information with anyone other than your doctor. According to an inspection report that I downloaded on another post I made https://marketingagency.cymrumarketing.com/2021/03/30/gp-surgeries-are-small-businesses/ the receptionists have to sign a non disclosure agreement. This is hog wash if they wish to talk about you without actually mentioning you name.

Super Power.

Disabled Entrepreneur Super Power!

Just because I have a mental health disability does not make me less of a person. My disability does not define me and make me less intelligent, in fact on the contrary my disability is my ‘Super Power’ and although it comes with challenges it gives me strength and purpose to carry on and help motivate and empower others that having a disability is not the end of the world and you can still achieve your aspirations and all you need is a gentle push. Never let some tell you it cannot be done or it is impossible for you to achieve, listen to your heart and not what others tell you. Do not listen to naysayers.

My Super Power is everytime anyone disrespects me, tries to undermined me or do other atrocities I will write about them. Anyone throwing obstactles in my way, making my life difficult or miserable, I will document. Everytime anyone tries to do anything to hurt me I will hit the keyboard. The same goes if I see anyone being treated unfairly, the perpetrator will feel my Super Power.

Whats your super power? Mine is exercising my journalist skills!

Reaching Out.

If you want to talk to just drop me a line, I am happy to chat to you online or send emails. Although I do not do face to face meetings I am happy to help anyone who is feeling distressed. Just because I have difficulty interacting physically does not mean I have a problem interacting virtually. Remember a problem shared is a problem halved. If you have a network of people you can rely on then that is fine, but if you don’t there are many organisation out there that can help and I also can lend an ear or shoulder to cry on or send virtual hugs.