Category: Disabled Tenants

Financial Hardship Impact On Mental Health

April 18, 2023 / EDITOR / 1 Comment

Financial Hardship Impact On Mental Health

Financial hardship can have a significant impact on mental health. Financial stressors can cause anxiety, depression, and a range of other mental health issues. Financial challenges can impact all areas of life, including personal relationships, job performance, and overall well-being.

Financial hardship is defined as a situation in which an individual or family is struggling to make ends meet. This may be due to job loss, unexpected expenses, or mounting debt. Whatever the cause, financial hardship can take a significant toll on mental health. The stress of worrying about how to pay bills or provide for one’s family can lead to anxiety and depression. These mental health issues can be compounded by the stigma and shame that often comes with financial struggles.

The link between financial hardship and mental health is well-established. A study by the American Psychological Association found that people with low incomes are more likely to experience mental health issues than those with higher incomes. The same study also found that people with financial stress are more likely to report physical health problems.

The impact of financial hardship on mental health is not limited to those with low incomes. Even individuals with higher incomes may experience financial challenges that lead to mental health issues. For example, someone who loses a high-paying job may struggle to adjust to a lower income and may experience anxiety and depression as a result.

Managing the stress that comes with financial challenges is critical to maintaining mental health. There are several steps that individuals can take to manage their stress and protect their mental health during times of financial hardship. The first step is to acknowledge the problem and seek help if needed. This may involve reaching out to a financial advisor or therapist who can provide support and guidance.

Other steps that can help manage the stress of financial hardship include creating a budget, reducing expenses, and seeking financial assistance if needed. Taking care of one’s physical health is also essential. Exercise, healthy eating, and getting enough sleep can all help reduce stress and improve mental health.

Finally, it is important to remember that financial challenges are a common experience. There is no shame in struggling to make ends meet, and seeking help is a sign of strength, not weakness. By taking steps to manage stress and protect mental health, individuals can weather financial challenges and emerge stronger and more resilient.

Financial hardship can have a significant impact on mental health. The stress of worrying about finances can lead to anxiety, depression, and other mental health issues. However, by acknowledging the problem, seeking help, and taking steps to manage stress, individuals can protect their mental health during times of financial hardship. Remember, financial challenges are a common experience, and seeking help is a sign of strength, not weakness.

How your landlord can cause you emotional distress with rent increases

As a tenant, paying rent is a necessary and often stressful part of the rental process. While rent increases are a common occurrence in the rental market, they can cause emotional distress for tenants. Unfortunately, some landlords may intentionally or unintentionally cause emotional distress through rent increases. Here’s how landlords can cause emotional distress with rent increases, and what tenants can do about it.

Firstly, landlords may suddenly increase the rent without providing adequate notice or explanation. This can lead to a feeling of uncertainty and anxiety for tenants, who may worry about their ability to afford the new rent. In some cases, tenants may also feel betrayed by their landlords, especially if they have had a good relationship up until this point.

Another way landlords can cause emotional distress with rent increases is by raising the rent to an unaffordable level. This can be especially devastating for low-income tenants who are already struggling to make ends meet. Rent increases that force tenants to choose between paying rent and buying groceries or paying other bills can lead to feelings of hopelessness and despair.

Landlords can also cause emotional distress by being unresponsive to tenant concerns about rent increases. When tenants reach out to their landlords with questions or concerns about rent increases, they may feel ignored or dismissed. This can lead to feelings of frustration, anger, and powerlessness.

So, what can tenants do to cope with rent increases and prevent emotional distress? Here are a few tips:

Stay informed: Keep up-to-date with your local rental market and rent control laws. Knowing your rights as a tenant can help you better navigate rent increases and protect yourself from unfair treatment.
Communicate with your landlord: If you have concerns about a rent increase, talk to your landlord about it. Be clear and respectful about your concerns, and ask for an explanation of the rent increase. If your landlord is unresponsive or dismissive, consider reaching out to a tenant advocacy group for support.
Budget carefully: If your rent increases, take some time to re-evaluate your budget and adjust your spending accordingly. Look for areas where you can cut back on expenses and save money.
Consider moving: If the rent increase is too much for you to afford, consider moving to a more affordable rental property. Be sure to give your landlord adequate notice and follow the terms of your lease.

Rent increases can cause emotional distress for tenants, especially if they are sudden, unaffordable, or unresponsive. Tenants can protect themselves by staying informed, communicating with their landlords, budgeting carefully, and considering moving if necessary. Remember that you have rights as a tenant, and you deserve to be treated with respect and fairness by your landlord.

Suing someone for emotional distress

Suing someone for emotional distress is a legal action that allows an individual to seek compensation for the mental and emotional harm caused by the actions of another person. Emotional distress can be a severe and debilitating condition that affects an individual’s daily life and ability to function normally. The legal system recognizes the seriousness of emotional distress and provides an avenue for individuals to seek redress for the harm caused by another.

Emotional distress can arise from a wide range of situations. For example, it can result from the intentional actions of another person, such as harassment or abuse, or it can result from negligent actions, such as a car accident or medical malpractice. Emotional distress can also be a byproduct of a traumatic event, such as a natural disaster, terrorist attack, or crime.

To successfully sue someone for emotional distress, the plaintiff must prove that the defendant’s actions caused emotional harm. This can be a challenging task, as emotional distress is often difficult to quantify and prove. The plaintiff must also demonstrate that the emotional distress was severe enough to warrant compensation.

To prove emotional distress, the plaintiff must provide evidence of the harm caused by the defendant’s actions. This can include medical records, witness testimony, and expert testimony from mental health professionals. The plaintiff may also need to demonstrate that they have suffered financial losses as a result of the emotional distress, such as lost wages or medical expenses.

If the plaintiff is successful in proving their case, they may be entitled to compensation for their emotional distress. This can include damages for pain and suffering, loss of enjoyment of life, and medical expenses. The amount of compensation awarded will depend on the severity of the emotional distress and the extent of the harm caused by the defendant’s actions.

It is essential to note that emotional distress lawsuits can be complex and challenging to navigate. It is always recommended to seek the assistance of an experienced attorney to guide you through the legal process. A qualified attorney can help you gather the necessary evidence, build a strong case, and negotiate a fair settlement on your behalf.

Editors Notes:

Suing someone for emotional distress is a serious matter that should not be taken lightly. Emotional distress can have a significant impact on an individual’s life and well-being. If you have been the victim of emotional distress, you have the right to seek compensation for the harm caused by another person’s actions. With the help of an experienced attorney/solicitor, you can navigate the legal system and obtain the justice you deserve.

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#costofliving #financialharship #lowincome #disabledentrepreneurs #emotionaldistresss #anxiety #depression #stress #insomnia #suicide

Black Mold & Multiple Sclerosis Connection.

June 4, 2022 / EDITOR / 3 Comments

New Study Shows Mold Triggers Brain Inflammation and can cause Multiple Sclerosis.

Black mold is dangerous and living in conditions where spores are present can lead to serious health conditions. Often people do not put two and two together and realize that their health has declined to poor living conditions.

Estimates vary, but in the US studies have shown up to 85 percent of building inspected had past water damage.

A new study found that people affected by mold illness experienced:

Brain inflammation in the hippocampus is the area of the brain that governs memory, learning, and the sleep-wake cycle.
Decreased neurogenesis, or the formation of new brain cells.
Impaired memory.
Increased sensitivity to pain.
Increased anxiety.

https://carolinatotalwellness.com/blog/index.php/2020/01/13/new-study-shows-mold-triggers-brain-inflammation/

Can dampness and mold affect my health?

The presence of mold in your home most definitely can cause you to become chronically ill. Dampness and mold are more likely to cause respiratory problems and autoimmune disorders as well as respiratory infections, allergies, or asthma.

Damp and mold can also affect the immune system which can cause multiple sclerosis and other immune disorders.

Who’s affected?

Some people are more susceptible than others, including:

babies and children
elderly people
those with existing skin problems, such as eczema
those with respiratory problems, such as allergies and asthma
those with a weakened immune system, such as those having chemotherapy, Lemtrada Alemtuzumab.

These people should stay away from dampness and mold.

How does it affect your health?

Molds produce allergens (substances that can cause an allergic reaction), irritants, and, sometimes, toxic substances.

Inhaling or touching mold spores may cause an allergic reaction, such as sneezing, a runny nose, red eyes, and skin rash. Molds can also cause asthma attacks.

By coincidence, asthma is something the tenant below me suffered from before moving out and ironically my daughter has been diagnosed with Multiple Sclerosis. I highly doubt this to be a coincidence.

Causes of damp and mold

Mold and dampness are caused by excess moisture, such as poorly heated homes, and old houses. Moisture in buildings can be caused by leaking pipes, rising damp in basements or ground floors, or rain seeping in because of damage to the roof or around wooden window frames, which are single-glazed.

“So when the gas company stated I use more gas than the average household, it is to try and keep my home warm to stop the condensation from forming more mold which is a health hazard”.

Simply saying wash it down with hot soapy water and bleach it, is just a temporary measure because it will eventually come back. Besides the spores can be airborne and you may not necessarily see you have a problem until they start growing on your walls, windows, and furniture.

A newly built home may be damp if the water used when building it is still drying out – for example, in the plaster on the walls.

Excess moisture indoors can also be caused by condensation. Having your landlord tell you to open a window to release the condensation is not practical especially if it is cold and raining outside and in the winter months.

You must access where the mold or dampness is coming from and why you have excess moisture in your home. When you know what’s causing the dampness, you can make sure your home is repaired or take steps to limit the moisture in the air.

Remember if you live on a rented property, always take photographs of the mold and the damage to your personal belongings. This is particularly important for litigation evidence.

When removing the mold listening to your landlord advising you to wash it down with soapy water is a health hazard because he/she is telling you to deal with the problem rather than him/her dealing with it themselves.

If you have been diagnosed with autoimmune disease whilst living in a property covered with black mold there may be grounds to sue your landlord/lady, especially if you have made them aware of the issue and they have done nothing about it.

If the area of the mold is large you may need to get a professional to remove the mold for you, but if it’s only a small amount you may be able to remove it yourself, providing you are in good health. if your landlord/lady insists you deal with the mold by washing it down with bleach and soapy water and they are aware you have health issues you have grounds for litigation.

https://www.nhs.uk/common-health-questions/lifestyle/can-damp-and-mould-affect-my-health/

Invasive Mold Infections

People, especially those with weakened immune systems, can develop invasive mold infections days to weeks after exposure to fungi that live in the environment.

Exposure to indoor mold that grows as a result of water damage may increase this risk.

These infections are:

Rare
Typically caused by Aspergillus, but can also be caused by other types of mold, such as mucormycosis
Difficult to diagnose
Often life-threatening

Risk Factors

These include people who:

Have had a transplant, especially hematopoietic stem cell transplants
Have cancer, especially hematologic cancers like leukemia and lymphoma
Are undergoing cancer treatment (chemotherapy)
Are taking medications that weaken the immune system, such as corticosteroids and biologics

Signs and Symptoms

Signs and symptoms can vary depending on the patient, the type of mold, and the part of the body affected, but often include the following:

Fever
Cough
Night sweats
Weight loss
Shortness of breath
Sinus symptoms
Dark scabs, blisters, or ulcers on the skin
Autoimmune Disorders
Brain Inflammation
Asthma
Skin Problems such as eczema
Respitorary problems

Diagnosis and Treatment

Diagnosing an invasive mold infection requires multiple diagnostic tests. The results of these tests should be interpreted in the context of each specific patient. These tests include:

Culture of specimens from the affected area (such as bronchoalveolar lavage [BAL]), which is often used to detect lung infections)
Biopsy of the suspected body part affected to obtain a sample for fungal culture and histopathology
Imaging of the affected part of the body (e.g., chest computed tomography [CT] for respiratory symptoms)
Blood tests (such as Aspergillus galactomannan), which are primarily used in immunocompromised patients

Starting treatment early can help prevent deaths.

Treatment includes antifungal medications and, in some cases, urgent surgery.

Consider consulting an infectious diseases specialist to help with diagnosis and treatment.

Prevention and Patient Resources

After major flooding or other exposure to water damage and mold, talk with your immunocompromised patients about how to protect themselves from mold:

Mold grows where there is moisture, usually within 24-48 hours of flooding. Even if it is not visible, it is often present.
Immunocompromised people should not enter moldy buildings or help clean up the mold.
- If it is impossible for people with weakened immune systems to avoid a moldy building, they should talk with their doctor and consider wearing an N-95 respirator inside the building. Remind patients that this will still not fully protect them from becoming exposed to mold, but may reduce their risk.
If there is mold in your patient’s home, someone who is healthy and able should clean it up and fix any water problems.
Healthy people who clean up mold or spend time in areas affected by mold should wear full protective clothing including an N95 respirator, gloves, boots, long pants, and long sleeves. An N95 respirator alone may not fully protect people from becoming exposed to mold and becoming sick.

https://www.cdc.gov/mold/invasive-mold-infections.htm

#risingdamp #blackmold #dodgylandlords #treatingblackmold #backmoldandmultiplesclerosis #multiplesclerosis #braininflammation