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Clear policies and guidance are essential to ensure that UC claimants can benefit from support intended to help them, rather than seeing it redirected to offset government expenditure.

Navigating Universal Credit (UC) is challenging enough, but the added stigma and lack of empathy from government staff can leave you questioning your very identity. For many, the pursuit of building a better life through entrepreneurship or fulfilling roles as carers is met not with support, but with scrutiny. It’s a system that often feels designed to make you doubt your capabilities and worth, a dynamic that erodes confidence and fosters resentment.

If you’ve poured your heart, soul, and finances into building your business, only to feel belittled and unsupported by Universal Credit, you are not alone.

As the Christmas Holiday draws to an end, and we prepare to welcome a brand-new year, it’s the perfect time to pause, reflect, and envision how we can make the year ahead more fulfilling and impactful. New Year’s resolutions often fall by the wayside, but instead of fleeting promises, let’s focus on setting meaningful and achievable goals.
The UC Commitment Agreement’s “one-size-fits-all” approach fails to consider the unique circumstances of claimants who are carers, students, and entrepreneurs. By disregarding their need for accommodations and imposing excessive demands, UC risks pushing these individuals to the brink, both financially and emotionally.
Universal Credit, intended to streamline welfare support, has become a source of severe emotional distress for many, especially those with mental health conditions, disabilities, or those juggling multiple responsibilities like caring, self-employment, and education. The system’s requirements often push claimants into situations that worsen their mental health, with frequent threats of sanctions and unrealistic task demands creating a cycle of anxiety and fear.
Governments sometimes employ coercive measures to ensure that citizens are actively seeking work, increasing their working hours, or attending mandatory appointments—sometimes without considering an individual’s personal circumstances, including disability or self-employment. Such coercion can often infringe on a number of human rights and statutory protections.
Universal Credit should be a lifeline for those facing financial hardship, but its punitive approach often creates additional struggles rather than relief. By knowing your rights, documenting your interactions, challenging unfair decisions, and raising awareness, you can defend yourself and join the movement for a welfare system that prioritizes the dignity and rights of its claimants over fiscal cuts Change will require a collective effort. But with ongoing advocacy and persistence, we can strive for a fairer welfare system that respects the diverse needs and rights of all claimants.
Universal Credit should act as a lifeline, not an additional source of stress. For the system to truly support individuals, it must respect their dignity, accommodate disabilities, and employ an empathetic approach to those facing life’s most challenging circumstances.