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Image Description: Brown and Cream coloured Image of a Typewriter with the Wording "Universal Credit" Text on Typewriter Paper. Image Credit: PhotoFunia.com Category: Vintage Typewriter.

Universal Credit Monthly Reporting: Challenges for Self-Employed

Assuming that a disabled person is capable of performing certain tasks or stepping outside their comfort zone without considering their individual limitations can lead to significant legal breaches. Such assumptions may violate the Equality Act 2010, particularly the duty to make reasonable adjustments, as forcing someone to undertake activities beyond their capacity disregards their health and well-being.

How Your Universal Credit Application Is Affected

If you’re juggling caregiving responsibilities, part-time work, self-employment, and/or part-time study, applying for Universal Credit (UC) can seem daunting. Each of these situations comes with its own set of rules and considerations, and combining any of them can make the process more complex.

Universal Credit and Mental Health Deterioration

Universal Credit, intended to streamline welfare support, has become a source of severe emotional distress for many, especially those with mental health conditions, disabilities, or those juggling multiple responsibilities like caring, self-employment, and education. The system’s requirements often push claimants into situations that worsen their mental health, with frequent threats of sanctions and unrealistic task demands creating a cycle of anxiety and fear.

Coercion into Employment for Disabled and Self-Employed

Governments sometimes employ coercive measures to ensure that citizens are actively seeking work, increasing their working hours, or attending mandatory appointments—sometimes without considering an individual’s personal circumstances, including disability or self-employment. Such coercion can often infringe on a number of human rights and statutory protections.

Disabled People and Systemic Discrimination in Universal Credit

The experiences of disabled people with Universal Credit highlight a concerning lack of accommodation and transparency within a vital support system. From forced in-person appointments to opaque AI interactions, these systemic issues violate principles of fairness and accessibility. Addressing these problems is crucial to creating a truly inclusive welfare system. By adopting practices rooted in transparency and genuine accommodation, Universal Credit can better fulfill its role as a supportive and accessible resource for all disabled individuals.

Universal Credit: Cutting Costs, Not Supporting People

Universal Credit should be a lifeline for those facing financial hardship, but its punitive approach often creates additional struggles rather than relief. By knowing your rights, documenting your interactions, challenging unfair decisions, and raising awareness, you can defend yourself and join the movement for a welfare system that prioritizes the dignity and rights of its claimants over fiscal cuts Change will require a collective effort. But with ongoing advocacy and persistence, we can strive for a fairer welfare system that respects the diverse needs and rights of all claimants.